• Earnest Funds (1-2% of the purchase price is standard in Arizona).
  • Down payment – the amount will depend on the loan program
  • County / city taxes (prorated)
  • Property taxes (prorated)
  • Home inspection – amount depends on square footage
  • Termite inspection – around $60
  • If you are getting a loan the lender fees can include; origination charge, points for interest rate, appraisal fee, credit report fee, flood certification, daily interest, reserves, etc…( your lender will provide you with this information as needed).
  • Flood insurance (if property is in a flood zone)
  • Homeowner’s insurance
  • Lender title policy
  • Email loan documents
  • Escrow fee
  • Recording charges
  • Home warranty (optional)
  • HOA Working capital fee
  • HOA Disclosure fee
  • HOA – 2 months upfront
  • HOA Transfer fee



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